Saturday, 27 July 2019

CRUELTY, THY NAME IS MAN.


Acts of unkindness to flora and fauna are not a mere sign of a minor behaviour defect in the abuser; they are indicative of a profound mental illness. Research in criminology shows that the public who commit acts of cruelty to animals don’t stop there—many of them move on to their fellow humans. Murderers very often begin the trial by killing and torturing animals.
Violent and aggressive criminals are more likely to have abused animals as children than criminals who are considered non-aggressive. A survey of psychiatric patients who had tortured dogs found that all of them had high levels of hostility toward the public as well. It is believed that 100% of sexual homicide, offenders had a history of animal cruelty and a variety of serial killers and rapists.
A stray dog is best suitable for the climatic conditions of the place where you live which means they seldom fall sick. They don't require any medical expenses and grooming like brushing, shampooing or special dog food and tonics that a pedigree dog will need. A Street dog is just as much loyal, playful, caring, loving, and just as protective as any other rare breed. They will die protecting your family and will never hurt anyone in your house. For a colony stray dog, that colony is its family.
                      SUNDARAN [Mr. Handsome] and SUNDARI [Ms. Pretty] are the two lovable street dogs in P. SColony at Sabarigiri Hydroelectric ProjectMoozhiyar, India, a project conceived by Allis Chalmers  - A Canadian Company- way back in the 1960s. Sundaran and Sundari are two ‘inmates’ of the colony with all residents as their family members. They used to roam everywhere in the colony which adjoins with thick forest inhabiting wild animals and venomous snakes. Occasionally, these wild animals and snakes enter the colony, creating panic among residents. Sundaran and Sundari bark at them with all might and alert their masters about the unauthorized entry. They join us when proceeding on a morning walk and rush on seeing us from far distance. They were omnipresent. They don’t mind coming to quarters for having food and always sleep at the center of colony road and politely move to the side when a vehicle comes.
             Both Sundaran and Sundari died last week. It is believed that some anti-social elements, who do not like the free will that both Sundaran and Sundari enjoy, might have poisoned them. They had no malice towards anybody, even to their killers.RIP 

Sunday, 14 July 2019

Credit card-A great development of forgetfulness.

Credit cards are everywhere. Almost 70% transaction in Japan is through Credit cards. With the Olympics in the offing, the usage of ‘plastic money’ is getting more popular. The word credit comes from Latin, meaning “trust”. When you sell something to another person, but give them time to pay, you trust them to pay you back.  How did the idea of the first credit card start? Which was the first credit card? How credit cards have evolved? When was the first credit card introduced in India? The modern credit cards we all know grew in popularity in the 1950s, when banks started issuing them, but the concept of creating a physical object whose holder should be extended credit goes back well into the 19th century. The most common pre-plastic credit instruments were ‘charge plates’, celluloid “coins” and ‘charge coins’.



‘Charge plates’, often called ‘Charge-Plates’, are the predecessors to credit cards. Used until the early ’60s, charge plates are made of aluminium or white metal plates. They are about the size of a dog tag and are embossed with the customer’s name and address. Charge-plates were issued mostly by department stores, but also by a few oil companies and store associations. They were sometimes kept in the stores and retrieved by the clerk when an authorized user made a purchase. Between 300 and 500 different ones are estimated to exist.
‘Charge coins’ are believed to have been first issued around 1865. At first, they were made of celluloid, which is an early form of plastic. Later ones were made of copper, aluminium, steel or white metal, which is when they became known as charge coins. They came in various shapes and not all were round; some were triangular and others had unique shapes. These credit pieces were also mainly issued by department stores, and usually displayed the customer’s identification number and an image connected with the merchant.
      John Biggins introduced a card that allowed customers to charge purchases from local merchants in his neighbourhood. Customers had to have an account at Biggins' the bank where the charge was forwarded. His bank covered the cost and then got payment from the customer. Customers had to have an account at Biggins' bank where the charge was forwarded. His bank covered the cost and then got payment from the customer. This is a major development in the history of the credit card
Frank McNamara created a Diners' Club card — a small piece of cardboard used to charge entertainment and travel expenses — after forgetting his wallet at a business lunch. This was the first credit card in widespread use. ‘He wines and dines without ever spending cash’ This  was the advertisement of Diners Club in 1960s.Plastic was used to make an American Express charge card, which required payments in full at the end of the month. PVC plastic soon replaced the cardboard or thin, paper-like celluloid used in its contemporaries.
1976As Bank America card expanded to other countries, it adopted the name Visa to reflect its reach. 981American Airlines was the first to roll out a rewards program for frequent flyers. The credit card market in India started out in 1981 when Visa issued the card. Andhra Bank was the pioneer of credit cards in India. The EMV (Europay, MasterCard, Visa) chip was developed and launched in Europe, providing more security. Now the technology has caught on in the World. Today, Card issuers continue to work tirelessly to increase security and protect holders’ personal information. 
The Interbank Card Association worked with banks in Mexico, Europe and Japan. To reflect the global banks involved, the association changed its name to MasterCard. Driven by the prevalence of credit card fraud in the '60s, IBM rolled out the magnetic stripe in a pilot project with American Airlines and American Express. The magnetic stripe, which stored the credit card's data, was unveiled at O'Hare Airport in Chicago